
BANKING
Serving Colorado’s Financial Institutions
FINANCIAL SERVICES PRACTICE
At Podoll & Podoll, our banking and financial services practice is grounded in more than four decades of experience advising lenders, borrowers, and financial institutions on the legal complexities that shape banking relationships and lending transactions in Colorado.
Lending Expertise
We offer personalized support and guidance to guide financial institutions, investors, and borrowers through real estate-secured lending and complex commercial financing. Our attorneys are well-versed in the Colorado market and have successfully collaborated with local and regional banks, credit unions, private lenders, and borrowers on various credit facilities.

Bank Services
For four decades, we have represented local and regional banks, and credit unions. We drafted cash management form agreements. We provided advice and representation in UCC operational issues, in electronic transfers, and in resolving account takeover disputes. We have provided advice, counsel and drafting of NACHA agreements and principles of operation.
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Structuring and documenting secured and unsecured commercial loans
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Real estate development financing and construction lending
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Loan workouts, enforcement, and creditor rights in bankruptcy
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Foreclosure proceedings (judicial and non-judicial) and deficiency actions
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Compliance with state and federal lending regulations
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Representation of banks in title disputes and lien priority matters
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Intercreditor and subordination agreements
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Litigation and dispute resolution involving borrower defaults or collateral issues
When Title Insurance Becomes Adversarial
We represented a local banking corporation in collateral priority disputes. In the economic downturn of 2008, sloppy title insurance practices were exposed where title companies insured lien priorities of new real estate purchasers without requiring the contemporaneous release of existing mortgages and the cancellation of the secured promissory notes. Watch for our coming blog on the issues we litigated and the victories we won.
Podoll & Podoll is known for bringing clarity, practical judgment, and a strong command of the law to every banking matter we handle. We pride ourselves on being a long-term legal partner to financial institutions.
